The guide, as a PDF · 9 pages
The paperwork pack: from the NIE to the keys.
Buying in Spain from Ireland, in the order it happens. The main documents, numbers and signatures, who does each one, what it costs where there's an official figure, and the traps, checked against the official Spanish and Irish sources.
The paperwork pack
What's inside
- The order at a glanceTen steps, and why each sits where it does.
- Your NIEThe Dublin embassy route and the route through Spain.
- Power of attorneySigned in Ireland with an apostille, or at the embassy.
- A Spanish bank accountWhat the bank will ask for, including where the money comes from.
- The checksThe nota simple, the Catastro, community debts, planning and the energy certificate.
- The deposit contractWhat arras penitenciales mean if either side walks away.
- Buying from a non-residentThe 3% you have to hold back, and the plusvalía.
- The notary and the taxesWhat happens at signing, and the tax to pay within two months.
Checked against official sources on 22 September 2026. General information, not legal, tax or financial advice. More guides in the guides library.