Free guide · 9 pages · PDF
The paperwork pack: from the NIE to the keys.
Buying in Spain from Ireland, in the order it happens. The main documents, numbers and signatures, who does each one, what it costs where there's an official figure, and the traps, checked against the official Spanish and Irish sources.
What's inside
1The order at a glance. Ten steps, and why each sits where it does.
2Your NIE. The Dublin embassy route and the route through Spain.
3Power of attorney. Signed in Ireland with an apostille, or at the embassy.
4A Spanish bank account. What the bank will ask for, including where the money comes from.
5The checks. The nota simple, the Catastro, community debts, planning and the energy certificate.
6The deposit contract. What arras penitenciales mean if either side walks away.
7Buying from a non-resident. The 3% you have to hold back, and the plusvalía.
8The notary and the taxes. What happens at signing, and the tax to pay within two months.
Checked against official sources on 22 September 2026. General information, not legal, tax or financial advice. More free guides in the guides library.